Plan for Long Term Care… Now… or Else

Plan for Long Term Care… Now… or Else
Fredrick Niemann, New Jersey Long Term Care Insurance Attorney “According to some sources, 60% of us will need long term care sometime during our lives. It is important for all of us to prepare for that day when we will need to help loved ones with elder care or we will need elder care for ourselves.” “It […]
Source: hnlawfirm.com

Employers and Job References; the Dilemma
There’s Hope in Immunity Fredrick P. Niemann, Esq., Business Litigation Attorney Whether an employer-employee relationship ends on good terms or with acrimony, a common final act – the employee’s request for a reference for a new job – is increasingly leading to litigation. From the former employer’s standpoint, it can be a case of damned if you do and damned […]
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When Not to Use a Special Needs Trust
By Fredrick P. Niemann, Esq., NJ Special Needs Trust Attorney Self-Settled Special Needs Trusts are often use when a person with disabilities receives a personal injury settlement, an inheritance, equitable distribution, alimony or child support.  However, in many instances a Self-Settled Special Needs Trust is not appropriate.  A disability lawyer must make an analysis on the […]
Source: hnlawfirm.com

The Frail Senior and Obama-Care
Fredrick P. Niemann, Esq., an Elder Law Attorney Have you been wondering if the proposed Obama-Biden “plan to lower healthcare costs and ensure affordable, accessible, health coverage for all” would provide long-term skilled nursing home care for frail seniors?  The short answer is…no! The key features of the plan focus on providing access to healthcare to “over […]
Source: hnlawfirm.com

Assisted Living Facility Residents Can Lose Their Homes if Their Facility Stops Participating in Medicaid
Fredrick P. Niemann, Esq., NJ Medicaid Application Attorney Most people want to avoid nursing home care.  Many people believe that assisted living provides them with something better: choice, control, independence, and safety in a “non-institutional, community-based setting.”  What is not widely known is that the protections for nursing home residents provided by the federal Nursing Home […]
Source: hnlawfirm.com

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