Plan for Long Term Care… Now… or Else

Plan for Long Term Care… Now… or Else
Fredrick Niemann, New Jersey Long Term Care Insurance Attorney “According to some sources, 60% of us will need long term care sometime during our lives. It is important for all of us to prepare for that day when we will need to help loved ones with elder care or we will need elder care for ourselves.” “It […]
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Elderly Not Protected From financial Abuse (IRELAND)

June 27, 2009

By FIONA GARTLAND

THE DEPARTMENT of Finance has failed to “step up to the plate” to protect older people from financial abuse, a conference on elder abuse was told yesterday.

The chairman of the Government’s Elder Abuse National Implementation Group, Professor Des O’Neill, said the group was very disappointed the department had refused to become part of the team set up to address financial abuse of the elderly.

Mr O’Neill was speaking at Protecting Older Adults: Interweaving Responses to Elder Abuse , a conference organised by Age Action Ireland in Dublin.

Elder abuse can take many forms including physical, financial, psychological, material or sexual.

The conference heard the number of cases of elder abuse reported to the HSE is about 1,800 a year, but in reality was likely to be between 14,000 and 23,000, based on studies in other countries. The majority of abuse occurs in the family environment, with 16 per cent of people experiencing financial abuse, both by friends and family and by financial institutions.

Cases discussed included one of an 83-year-old woman who was sold a €30,000, five-year investment bond and died before it matured.

Mr O’Neill said his group’s role was to oversee the implementation of the Government’s Protecting Our Future report, which was published in 2002.

Since then, there had been no significant moves to provide training on elder abuse, or for the detection, assessment and management of elder abuse, he said.

Law Reform Commissioner Patricia Rickard-Clarke said mechanisms put in place to protect older people including the Enduring Power of Attorney, were being abused.

“Elderly people’s assets are put into joint accounts for the convenience of the older person and then the attorney goes into the bank and starts withdrawing cash for their own benefit,” she said.

Banks needed to ask questions when an elderly person presented to open a joint bank account including, why they were opening it, and what they intended to happen to it after their death, Ms Rickard-Clarke said.

Launching the conference, Minister for Older People Áine Brady said she would call on the financial institutions to discuss how best to protect older people against financial abuse.

A spokesman for the Department of Finance declined to comment on why the department had refused to become part of a team set up to address financial abuse of the elderly.

Abridged
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Thieving Carer Spared Prison by Forgiving Pensioner (UK)

29th June 2009

A neighbour who stole a pensioner’s life savings after becoming his carer has avoided going to jail because of the forgiveness of his victim.

Serio Fernando, 57, took advantage of the trust placed in him by frail Raymond Jones after moving into his Telford Road, St Albans home as his carer by stealing more than £4,000 from his bank in a matter of days.

Mr Jones entrusted Fernando, from Portugal, with his bank card and between January 16 and January 29, Fernando stole a total of £4,569.78.

Fernando pleaded guilty to two counts of theft at a previous hearing, and was warned he faced immediate custody.

However, when he was due to be sentenced the court was told that Mr Jones had forgiven Fernando and wanted him to continue living with him and helping him.

The court was told Fernando had brought the elderly man “back to life”.

As a result sentence was further adjourned for an impact statement from Mr Jones, while Fernando, who had been bailed to a different address was allowed to return to Mr Jones’ home.

And at St Albans Crown Court on Friday, Recorder Philip Brook-Smith imposed a 51-week suspended prison sentence – the longest sentence that can be suspended.

Fernando must also carry out 100 hours unpaid work. No compensation or costs were imposed.

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Panel Focuses on the Dangers of Elder Abuse (CA. USA)

Panel focuses on the dangers of elder abuse

By Michelle Knight

knight@theacorn.com

Esperanza Boggs, 89, lost everything after her son, David Boggs, 51, set fire to their Camarillo home and killed himself on June 11.

Described by his mother as armed and dangerous, David Boggs had been under investigation for alleged elder abuse, accused of holding his mother a virtual hostage for years in their home and embezzling $211,000 from her.

He set the home ablaze shortly after Ventura County deputies arrived at the mobile home to serve him with court papers to move out.

Esperanza Boggs’ story, although more extreme than most, is familiar to social workers who deal with the increasing problem of elder abuse in Ventura County.

To help protect the county’s growing senior population, a panel of experts recently addressed how the elderly can protect themselves from abuse, financial and otherwise, during a discussion at the Goebel Senior Center in Thousand Oaks.

Marcy Snider, coordinator of Ventura County Human Services Agency’s adult protective services, said her agency received 2,100 referrals of elder abuse last year.

“This year, we’ll easily surpass that,” Snider said.

Social workers with adult protective services investigate neglect or abuse and connect elderly victims to resources in the community. The statemandated program is voluntary, free of charge and available to those 65 and older.

Many referrals to the agency involve caregivers not taking proper care of their elderly charges, Snider said. But financial abuse of seniors has become the No. 1 complaint in the past four months, she said.

Snider described an elderly woman in the East County who was lonely and befriended by a salesperson over the phone. Eventually the salesperson scammed her out of $50,000. Scam artists have duped money from retired teachers, lawyers and other well-educated professionals.

Family members and friends have also taken advantage of the elderly, Snider said. Caregivers have bought groceries for the senior but also for themselves and have filled up their gasoline tank on the senior’s credit card. The elderly person may have poor eyesight and not notice the extra charges on the statement. A friend or family member may steal blank checks from the bottom of the senior’s checkbook so they won’t be missed right away.

To report elder or dependent adult abuse, call the 24-hour hotline at (805) 654-3200.

To talk to Pollara, call (805) 654-2505.

Abridged

SOURCE: Camarillo Acorn – Camarillo,CA,USA

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What Happens If You Die Without a Will?
Fredrick P. Niemann, Esq., a NJ Estate Planning Attorney We all know we are supposed to do estate planning, but not all of us get around to it.  So what happens if you don’t have a will when you die? Your estate will be distributed according to state laws, which may or may not be the […]
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How Banks, Marketers Aid Elder Scams (

July 1, 2009

Two weeks ago, I wrote about how difficult it was for our family to stop con artists from scamming an elderly relative who was convinced that he was on the verge of winning big lottery and sweepstakes prizes.

Digging into our family’s experience yielded another surprise: Some common business practices may have actually helped the scams continue, such as the sale of direct marketing lists and banks’ moves to automatically cover overdrafts—an issue that President Barack Obama has flagged for attention under his proposed Consumer Financial Protection Agency.

When our relative began to fall behind on bills, he agreed to give power of attorney to a son, who started paying the mortgage and other big bills, as well as reducing the amount available in his dad’s checking account. What the son didn’t count on was that the bank would automatically cover up to several hundred dollars a month of his father’s overdrafts, which essentially gave him more money to send to scammers. In addition, he was charged $33 for every overdraft—running up hundreds of dollars in fees. When the son called Sovereign Bank, his father’s longtime bank, he was told that the protection was standard and that he couldn’t turn it off.

Steven Mantelli, Sovereign’s senior vice president for retail banking, says the bank provides overdraft protection “on a courtesy basis” for customers, and it isn’t typically shut off. But in isolated situations, he says, the bank will stop it.

Abridged
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An interesting article. Please go to SOURCE for full-text.
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Carer Guilty of Elderly Patients Assaults (UK)

by Tom Rowley

July 01, 2009

A SENIOR carer brushed an excrement-smeared nail brush across the mouth of a care home resident.

Linda Platt also pushed another dementia sufferer, Tameside Magistrates heard.

She left court in tears after being found guilty of two counts of common assault against two residents in their 80s at Heritage House nursing home in Stalybridge. She denied the charges.

The court was told the excrement incident happened in the early hours of 30 November after one of the elderly residents had soiled her bed.

Under cross-examination from defence solicitor Richard Birtwistle, Ms Platt, 59 – who had worked as a carer for 25 years and joined Heritage House in October 2007 – told Tameside Magistrates Court: “She was screaming in her bed. She did not like her hands being touched or let anyone near her nails. I tried to talk to her and reassure her and explain in detail that her nails were dirty and demonstrate what I was going to do.”

She denied that the nailbrush had made contact with the resident’s lips. She admitted she had called her a ‘dirty girl”’ but this was not said aggressively.

But prosecutor Kirstin Beswick said Platt’s workmate Janet Judge was stood beside her and had a clear view of the incident. Ms Platt said her colleague must have ‘misinterpreted’ her actions.

Another workmate, Hazel Tetlow, complained that one week later Platt ‘manhandled’ another resident in a corridor at the home. Platt, of Warrington Street, Stalybridge, had denied she had pushed the resident.

Chairwoman of the bench, Hilary Healey, told Platt that magistrates found the evidence against her credible and cogent.

“We believe that the brush did rub against the patient’s lips but you did not ram or shove it in.”

Mr Birtwistle said Platt was on medication for depression and anxiety. Magistrates extended unconditional bail until a probation report is ready at the court on 20 July.

Platt declined to comment after leaving the court in tears.

A spokeswoman for the home said: “The health and safety of our residents is paramount and our stringent whistle blowing policies and procedures brought these matters to light. We welcome the verdict of the court, which sends out the message that the abuse of vulnerable elderly people will not be tolerated.”

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A Call for Stiff Penalties for those who Abuse the Elderly (USA)

Stiff Penalties for those who Abuse the Elderly


Grand Rapids Press Editorial


June 19, 2009

As the population ages, the problem of elder abuse is expected to spread. Stiff penalties for abusers might help keep the problem in check.

The four-month jail term meted out this week in an Ottawa County case of shocking elder abuse has put a spotlight on a largely hidden social problem. While child abuse and domestic violence have rightly been elevated in the public eye, the abuse, neglect and exploitation of the elderly warrants attention as well. That’s especially true as the population nationally and in Michigan grows grayer.

What’s more, the jail term given Ottawa County resident Carol Maneke for leaving her father in squalid living conditions has prompted criticism about whether the punishment fits the crime. Her father, Max Canfield, 87, died in a hospital in 2006, a week after being taken out of a filthy Tallmadge Township duplex. Maneke lived in the adjacent half of the duplex and was her father’s legal guardian. According to relatives and police, he died from malnutrition-related weakness. It’s ironic and disconcerting that Maneke was sentenced on Monday, which was World Elder Abuse Awareness Day.

The authorities got involved in this case after Mr. Canfield’s granddaughter said she was not allowed to see him and became concerned about his welfare. Police and social workers found the decorated World War II veteran lying on a soiled mattress with adult diapers, trash, pop cans and animal feces all around. They had to tape and seal their pant legs before entering the roach-infested duplex.

Maneke’s prosecution on charges of vulnerable adult abuse was delayed in part because she moved to Pennsylvania and authorities had trouble finding her. She could have received up to nine months in jail, according to sentencing guidelines for her conviction on a charge of second-degree vulnerable adult abuse. Police looked at whether Maneke could be charged with some form of homicide but decided the evidence did not support it because Mr. Canfield had other medical issues that may have contributed to his decline.

Nevertheless, the high end of the more modest charge certainly would have sent a stronger message that sub-standard care for the elderly is not acceptable.

Because studies show that the most likely abusers of the elderly are their own family members, it’s a problem that can go unnoticed and unreported. National statistics suggest only one in five cases is reported.

We can all play a role in making Michigan a safe place to grow old by being as vigilant about elder abuse as we are becoming about child abuse and domestic violence. Our senior’s golden years should not be tarnished by abuse, neglect and exploitation. Those who cross the line by abusing the elderly should pay an appropriate price. Our courts should see to that.

Abridged

SOURCE: MLive.com

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Plan to Crack Down on Elder Abuse (MI. USA)

By ALEX DOTY
Sentinel-Standard writer

June 29, 2009

With baby boomers aging and more of the population entering their golden years, local lawmakers are doing their part to ensure that senior citizens don’t end up being victimized by those preying on the elderly community.

Rep. Mike Huckleberry, D-Greenville, called elder abuse a concern for residents of Michigan.

“(Elder abuse) often gets swept under the rug here in Michigan,” Rep. Mike Huckleberry, D-Greenville, said during the unveiling of the plan Monday afternoon.

Under a new plan backed by Huckleberry and recently introduced into the state legislature, there would be increased penalties for cheating or defrauding seniors, citizens would be empowered to file criminal complaints against those who scam seniors and they would require financial institutions to do more to disclose the rights of seniors and disclose against fraud.

“The penalties and protections on the books when it comes to elder abuse are not strict enough,” Rep. Mary Valentine, D-Norton Shores, said.

Valentine, who was in Ionia along with Huckleberry to announce the plan, knows all too well the affects of elder abuse on its victims and families.

“This is a topic that is near and dear to my heart,” she said, adding at one time her uncle had fallen victim to financial abuse.

In especially hard economic times, Valentine also said financial elder abuse can hit close to home, especially when some family members might prey on unsuspecting seniors as a means for financial well-being.

In addition to providing protection against fraud and scams against senior citizens, the plan would also create a special community alert in the event of a senior going missing.

Called the Mozelle Alert, it would be a way to notify the public in case a senior citizen goes missing.

It was named after Detroit resident Estella Mozelle Pierce who died after wandering from her home, would be similar to an Amber Alert.

Additionally, with many at the state level doing what it takes to improve the economy by releasing certain offenders from prison, legislators don’t see the elder abuse crackdown as something that will put people back in jail.

“This is stopping people from going to jail,” Huckleberry said, adding the plan would be a deterrent aimed at preventing abuse.

He also called the jail space well deserved for those who do happen to be abusing senior citizens.

“If someone is abusing a senior, they belong in jail,” Huckleberry said.

According to Huckleberry, now that the legislation has been introduced, it is anticipated that it will be further hammered out in various committees before any future legislative action is taken.

“I think we have a good chance of this going through,” he said.

Rep. Brian Calley, R-Portland, said although he hasn’t had the chance to look over the proposal, he believes with people living longer these topics deserve a more thorough look in order to better protect senior citizens.

SOURCE: Sentinel-Standard – Ionia,MI,USA

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What Elder Abuse? We Do Not Have Them! (International)

What Elder Abuse? We Do Not Have Them! (International)

By Andrew Chadwick

Yes, this appear to be the stance many politicians are taking. “Don’t you know there is an global financial crisis?”

It is as though a financial crisis just completely “wiped out” child abuse, elder abuse, and other social abhorrences.

My question is simply- Why the various countries have allowed the crisis to occur in the first place?

I may be naïve, but I believe that governments have allowed the “fat cats” to plunge our economies to the present depth of sorrows. There must be lessons learnt, and it is now up to the various governments to do more than bankroll the guilty parties.

Coming back to funding cuts to various social services, especially those that will affect the welfare of the most vulnerable in our society; children and elderly.

As this blog is about Elder Abuse, I will just comment on this issue. The plight of many elderly who had been abused is real. Their pains and trauma do not disappear according to the health of the economy.

We must not allow ourselves to be de-sensitized to the plight of the frail and needy in good times or bad.

One email from a visitor to this site, brought tears to my eyes. In that email, this man outlined how he was systematically conned out of his retirement fund, by none other than his own son. The last line of his email states:

“ I am nearing 78 years, now without any retirement funds……..I have all but lost hope.”

Let us continue to be human. Let us NOT de-humanized the frail and the needy, by forgetting them and deprive them of help and services; even in times of economic downturn.

We now read, on a daily basis, about budget cuts to a range of services. This is happening all over the world.

My Plea:

Let us speak up for the frail and vulnerable in our society. We may be the ones who would need those vital social services in the near future.

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Summit Aims to Educate Clergy Members about Elder Abuse (CA. USA)

26 June, 2009

An educational summit was held in Cupertino Thursday to train clergy members on how to look for signs of elder abuse.

According to the Mercury News, clergy members were added to a state list of “mandated reporters” five years ago and are required by law to report to authorities if they suspect abuse or neglect of seniors.

But despite the new law, organizers of the abuse summit say the problem is continuing to grow and that no reports of abuse have been filed by any clergy members in the county since then. Betty Malks, project director of the Elder Abuse and Neglect Initiative, says it is very important for churches to be educated about this issue because elders have the highest church attendance rates.

According to Malks, sixty to ninety percent of all cases involve family members. Malk says financial elder abuse is a hidden crime that often goes unreported. National statistics show only one in 100 cases are ever reported.

“That’s due to the shame and humiliation that’s involved with financial abuse especially if it’s in your family. You know, many people will say to me, ‘I didn’t raise my kids to do this,’” said Malks.

In Santa Clara County, Malks says 39 to 40 percent of all reports made to adult protective services involve elder abuse.

The Mercury News reports there are an estimated 700 churches, temples and mosques in the county. Malks hopes that by working with these faith-based organizations, more awareness will be spread about the problem.

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How Banks, Marketers Aid Elder Scams (

July 1, 2009

Two weeks ago, I wrote about how difficult it was for our family to stop con artists from scamming an elderly relative who was convinced that he was on the verge of winning big lottery and sweepstakes prizes.

Digging into our family’s experience yielded another surprise: Some common business practices may have actually helped the scams continue, such as the sale of direct marketing lists and banks’ moves to automatically cover overdrafts—an issue that President Barack Obama has flagged for attention under his proposed Consumer Financial Protection Agency.

When our relative began to fall behind on bills, he agreed to give power of attorney to a son, who started paying the mortgage and other big bills, as well as reducing the amount available in his dad’s checking account. What the son didn’t count on was that the bank would automatically cover up to several hundred dollars a month of his father’s overdrafts, which essentially gave him more money to send to scammers. In addition, he was charged $33 for every overdraft—running up hundreds of dollars in fees. When the son called Sovereign Bank, his father’s longtime bank, he was told that the protection was standard and that he couldn’t turn it off.

Steven Mantelli, Sovereign’s senior vice president for retail banking, says the bank provides overdraft protection “on a courtesy basis” for customers, and it isn’t typically shut off. But in isolated situations, he says, the bank will stop it.

Abridged
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An interesting article. Please go to SOURCE for full-text.
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Panel Focuses on the Dangers of Elder Abuse (CA. USA)

Panel focuses on the dangers of elder abuse

By Michelle Knight

knight@theacorn.com

Esperanza Boggs, 89, lost everything after her son, David Boggs, 51, set fire to their Camarillo home and killed himself on June 11.

Described by his mother as armed and dangerous, David Boggs had been under investigation for alleged elder abuse, accused of holding his mother a virtual hostage for years in their home and embezzling $211,000 from her.

He set the home ablaze shortly after Ventura County deputies arrived at the mobile home to serve him with court papers to move out.

Esperanza Boggs’ story, although more extreme than most, is familiar to social workers who deal with the increasing problem of elder abuse in Ventura County.

To help protect the county’s growing senior population, a panel of experts recently addressed how the elderly can protect themselves from abuse, financial and otherwise, during a discussion at the Goebel Senior Center in Thousand Oaks.

Marcy Snider, coordinator of Ventura County Human Services Agency’s adult protective services, said her agency received 2,100 referrals of elder abuse last year.

“This year, we’ll easily surpass that,” Snider said.

Social workers with adult protective services investigate neglect or abuse and connect elderly victims to resources in the community. The statemandated program is voluntary, free of charge and available to those 65 and older.

Many referrals to the agency involve caregivers not taking proper care of their elderly charges, Snider said. But financial abuse of seniors has become the No. 1 complaint in the past four months, she said.

Snider described an elderly woman in the East County who was lonely and befriended by a salesperson over the phone. Eventually the salesperson scammed her out of $50,000. Scam artists have duped money from retired teachers, lawyers and other well-educated professionals.

Family members and friends have also taken advantage of the elderly, Snider said. Caregivers have bought groceries for the senior but also for themselves and have filled up their gasoline tank on the senior’s credit card. The elderly person may have poor eyesight and not notice the extra charges on the statement. A friend or family member may steal blank checks from the bottom of the senior’s checkbook so they won’t be missed right away.

To report elder or dependent adult abuse, call the 24-hour hotline at (805) 654-3200.

To talk to Pollara, call (805) 654-2505.

Abridged

SOURCE: Camarillo Acorn – Camarillo,CA,USA

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Police Need Help Finding a Woman Accused of Elder Abuse (CA. USA)

Bakersfield police need help finding a woman accused of elder abuse

6/24 /2009

Bakersfield Police need help finding a woman accused of victimizing an elderly person.

Police say the suspect stole property, and money from the victim’s northeast Bakersfield home.

The suspect is 24-year-old Lauren Ruth Vance, the incident she’s wanted for stems from a burglary in April where authorities say Vance was familiar with the elderly victim, and cased the home prior to burglarizing it. “The elderly are more vulnerable, they come from a time period where they want to trust people.” said Detective Mary DeGeare with the Bakersfield Police Department.

It’s that trust police say may have been violated Vance allegedly broke into a home in April, stealing money, and property from an elderly resident.

“She knew them, she was familiar with their habits, with their assets, and waited until they were not home, and planned and participated in the burglary.” said DeGeare.

Police say Vance is wanted for residential burglary, grand theft and financial elder abuse.

“Financial abuse to an elder is financial suicide.” said Sandy Morris, with the BPD’s crime prevention unit.

Morris say in these types of situations, where the suspect knows the victim, then takes advantage of them, it can be especially damaging.

“If you and I get taken advantage of, we buy something that’s bogus and we have to recoup the money, we can go to work tomorrow and make it back.” said Morris.

“But a senior has no way of doing that.”

That’s why Morris says it’s important to keep a watchful eye on your elderly residents.

If you have any information on this case, or know the whereabouts of Lauren Vance.
You are asked to call police at 327-7111.

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Families of Elder Abuse Victims Using Technology to Spread Awareness

June 29, 2009

By Thomas Gallivan

June 29, 2009

The families of elder abuse victims are using social networking sites, Facebook, Twitter and Myspace, to gain support for reform in long-term care facilities. The group, which was founded by family member’s personally affected by alleged abuse in a Minnesota nursing home, can be found by conducting a search for “Families Against Nursing Home Abuse” on any of these sites.

The group members describe themselves as being “committed to providing information and resources for the continuum of long-term care — from successful aging, to aging in the home, to assisted living, to hospice care, as well as nursing home care.”

Those interested in becoming members of the group can join online, or call Jan Reshetar at 402-4749 or Myrna Sorensen at 383-6963.

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Elderly in Costa Rica Seen As Family’s “Petty Cash” (Costa Rica)

Elderly In Costa Rica Seen As Family’s “Petty Cash”

Contrary to popular belief, in Costa Rica the children don’t always maintain their parents when they reach retirement age. A new study shows that some 100.000 Costa Rican families live off the savings and pensions of their elderly family members.

The study “Primer Informe sobre la Persona Adulta Mayor” by the Centro Centroamericano de Población (CCP) of the Universidad de Costa Rica (UCR), shows that a third of the elderly in Costa Rica maintain up to 35% of the expenditures of their children, that includes paying for university tuition for their grandchildren and utility bills for the family.

The study took into account the responses of 2.000 senior citizens and numbers from the Instituto Nacional de Estadística y Censos (INEC).

The report reveals that is the case of the 100.000 Costa Ricans over the age of 65, a population that concerned itself with savings and now are earning interest, in addition have a pension and many continue to work.

Luis Rosero, director of the CCP and study coordinator, says this group has up to three sources of income and are easily converted into the “petty cash” of the family.

Rosero said that families with university age children finding it difficult to meet their financial burden often turn to older family members for assistance, and as such the senior assumes part of the family’s economic burden.

Although in many cases the elderly make their financial contribution voluntarily, for Zulema Villalta, legal advisor to the Comisión Nacional de la Persona Adulta Mayor, the report indicates that there could be cases of abuse of the elderly.

Villalta says that in many times children abuse the situation.

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A Call for Stiff Penalties for those who Abuse the Elderly (USA)

Stiff Penalties for those who Abuse the Elderly


Grand Rapids Press Editorial


June 19, 2009

As the population ages, the problem of elder abuse is expected to spread. Stiff penalties for abusers might help keep the problem in check.

The four-month jail term meted out this week in an Ottawa County case of shocking elder abuse has put a spotlight on a largely hidden social problem. While child abuse and domestic violence have rightly been elevated in the public eye, the abuse, neglect and exploitation of the elderly warrants attention as well. That’s especially true as the population nationally and in Michigan grows grayer.

What’s more, the jail term given Ottawa County resident Carol Maneke for leaving her father in squalid living conditions has prompted criticism about whether the punishment fits the crime. Her father, Max Canfield, 87, died in a hospital in 2006, a week after being taken out of a filthy Tallmadge Township duplex. Maneke lived in the adjacent half of the duplex and was her father’s legal guardian. According to relatives and police, he died from malnutrition-related weakness. It’s ironic and disconcerting that Maneke was sentenced on Monday, which was World Elder Abuse Awareness Day.

The authorities got involved in this case after Mr. Canfield’s granddaughter said she was not allowed to see him and became concerned about his welfare. Police and social workers found the decorated World War II veteran lying on a soiled mattress with adult diapers, trash, pop cans and animal feces all around. They had to tape and seal their pant legs before entering the roach-infested duplex.

Maneke’s prosecution on charges of vulnerable adult abuse was delayed in part because she moved to Pennsylvania and authorities had trouble finding her. She could have received up to nine months in jail, according to sentencing guidelines for her conviction on a charge of second-degree vulnerable adult abuse. Police looked at whether Maneke could be charged with some form of homicide but decided the evidence did not support it because Mr. Canfield had other medical issues that may have contributed to his decline.

Nevertheless, the high end of the more modest charge certainly would have sent a stronger message that sub-standard care for the elderly is not acceptable.

Because studies show that the most likely abusers of the elderly are their own family members, it’s a problem that can go unnoticed and unreported. National statistics suggest only one in five cases is reported.

We can all play a role in making Michigan a safe place to grow old by being as vigilant about elder abuse as we are becoming about child abuse and domestic violence. Our senior’s golden years should not be tarnished by abuse, neglect and exploitation. Those who cross the line by abusing the elderly should pay an appropriate price. Our courts should see to that.

Abridged

SOURCE: MLive.com

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Alzheimer Families Feeling ‘Betrayed’ as Respite Centre Shuts (Ireland)

Alzheimer families feeling ‘betrayed’ as respite centre shuts

By Andrew Phelan

June 25 2009

OPPOSITION is growing over the latest hospital closure to hit the health service — the summer shutting of a newly refurbished respite care unit at Cherry Orchard.

At least 25 families caring for elderly relatives including Alzheimer’s sufferers will be affected by the imminent move by the HSE.

Fearing disruption to the respite services, they are mounting a protest campaign demanding that the closure of the Beech Unit be called off, and claiming they had been “betrayed” by the Government.

Families from Ballyfermot, Clondalkin and Palmerstown are all set to be affected and some patients claim they have been told to look for private care in homes in Harold’s Cross and Lucan.

But the HSE denied that the unit would close “indefinitely”, insisting it would be up and running as normal again in October. The Executive also said those who could not be relocated elsewhere in the hospital would be sent to nursing homes as close as possible to where they lived.

A protest was mounted outside the hospital gates on June 19. A public meeting will be held in Ballyfermot next Tuesday to discuss the planned cuts and to organise support.

Lesley Gaynor, one of the main organisers of the campaign, said he had been inundated with phone calls since the announcement was made.

godsend

Lesley and his family care for his father-in-law and mother-in-law in their house on Kylemore Road and he says the short breaks they get thanks to the respite care are “a godsend”.

A spokesperson for the HSE blamed the closure on a combination of summer being “peak holiday period” and large numbers of staff being absent on maternity leave

Abridged
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Family carers must be given the support to enable them to take regular breaks from the daunting tasks they undertake. Some studies indicated that carer’s fatigue might lead to elder abuse.
I do not thing we can begin to understand the toll of these dedicated family carers. Those in government must ensure that these carers are given the support; afterall, they are really saving the community a lot of money in undertaking those caring tasks.

………………. AC

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Alzheimer Families Feeling ‘Betrayed’ as Respite Centre Shuts (Ireland)

Alzheimer Families Feeling ‘Betrayed’ as Respite Centre Shuts (Ireland)

Alzheimer families feeling ‘betrayed’ as respite centre shuts

By Andrew Phelan

June 25 2009

OPPOSITION is growing over the latest hospital closure to hit the health service — the summer shutting of a newly refurbished respite care unit at Cherry Orchard.

At least 25 families caring for elderly relatives including Alzheimer’s sufferers will be affected by the imminent move by the HSE.

Fearing disruption to the respite services, they are mounting a protest campaign demanding that the closure of the Beech Unit be called off, and claiming they had been “betrayed” by the Government.

Families from Ballyfermot, Clondalkin and Palmerstown are all set to be affected and some patients claim they have been told to look for private care in homes in Harold’s Cross and Lucan.

But the HSE denied that the unit would close “indefinitely”, insisting it would be up and running as normal again in October. The Executive also said those who could not be relocated elsewhere in the hospital would be sent to nursing homes as close as possible to where they lived.

A protest was mounted outside the hospital gates on June 19. A public meeting will be held in Ballyfermot next Tuesday to discuss the planned cuts and to organise support.

Lesley Gaynor, one of the main organisers of the campaign, said he had been inundated with phone calls since the announcement was made.

godsend

Lesley and his family care for his father-in-law and mother-in-law in their house on Kylemore Road and he says the short breaks they get thanks to the respite care are “a godsend”.

A spokesperson for the HSE blamed the closure on a combination of summer being “peak holiday period” and large numbers of staff being absent on maternity leave

Abridged
—————————————————
Family carers must be given the support to enable them to take regular breaks from the daunting tasks they undertake. Some studies indicated that carer’s fatigue might lead to elder abuse.
I do not thing we can begin to understand the toll of these dedicated family carers. Those in government must ensure that these carers are given the support; afterall, they are really saving the community a lot of money in undertaking those caring tasks.

………………. AC

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State’s Democrats Seek Protection for Seniors (MI. USA)

State’s Democrats seek protection for seniors

By BARRETT NEWKIRK

THE ENQUIRER

JUNE 30, 2009

Democrats in the Michigan House of Representatives are pushing a plan to strengthen the state’s elder abuse laws.

The package of bills, dubbed the Elder Abuse Protection Plan, would increase penalties for people convicted of cheating senior citizens and increase consumer protections. Rep. Kate Segal, D-Battle Creek, is sponsoring one of the plan’s bills.

The legislation comes after some high-profile abuse cases made headlines around the state, including two Flint brothers charged with abuse this month after allegedly selling their grandfather’s prescription painkillers. Reports of elder abuse in Michigan have increased 40 percent since 1998, according to the Michigan Department of Human Services.

“What is happening in this state, it is unthinkable and unspeakable,” Segal said during a press conference Monday.

Segal’s bill would require legal guardians to report the cash and cash-convertible assets of an incapacitated person to the court.

Other bills in the plan would require employees of nursing homes and financial institutions to report suspected cases of elder abuse, make it a felony to obtain a signature through fraud or deceit, and prohibit someone charged with felony abuse to win an inheritance from the victim’s estate.

Abridged
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No Parental Immunity for Father Who Failed to Rescue Son from Fatal Fire
Christopher J. Hanlon, Esq., a Personal Injury Attorney A father’s failure to remove his child from a car before it burst into flames falls outside the exercise of child-rearing philosophy which the parental-immunity doctrine is intended to protect, a state New Jersey appeals could held. The three-judge Appellate Division panel reinstated a dismissed wrongful death suit by […]
Source: hnlawfirm.com

Politically Correct Language is an Inappropriate Policy; Harassment Policy Violates Free Speech
When a male graduate student pursuing a degree in military history was inclined to speak his mind in classroom discussions about women in combat and women in the military more generally, he felt inhibited by the university’s broadly worded policy on sexual harassment. In pertinent part, the policy stated that “all forms of sexual harassment are […]
Source: hnlawfirm.com

Elder Abuse, Fraud Reports Rising As Economy Sinks

By Mike Sever

Record-Courier staff writer

It’s the same old see-saw — as the local economy sinks, reports of elder fraud and abuse are on the rise, officials say.

The number of elder abuse cases opened last year was 60 percent higher than in 2007, according to Cathi Rufener, family assessment supervisor for the Portage County Department of Job and Family Services. And, in the first quarter of this year, the department opened upwards of 70 cases.

A total of 210 cases of elder abuse were opened last year compared to 127 in 2007, Rufener said. How high the case load goes this year “probably depends on how the economy goes, how hot it gets this summer and how cold it gets this winter,” she said.

The department is working closely with the Portage County Sheriff’s Office, which has two investigators working with Adult Protective Services.

The close collaboration is important, Sheriff David Doak said. Caseworkers and investigators will respond together in serious cases.

“They are able to pick up those cases and run with them from start to finish,” he said. “If there is an in-house perpetrator we need to get on it right away.”

People who might suspect abuse or victimization of an elderly person can report it to the CARES Line (330-296-273). It’s the same hotline used to report suspected child abuse.

Abridged
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Summit Aims to Educate Clergy Members about Elder Abuse (CA. USA)

26 June, 2009

An educational summit was held in Cupertino Thursday to train clergy members on how to look for signs of elder abuse.

According to the Mercury News, clergy members were added to a state list of “mandated reporters” five years ago and are required by law to report to authorities if they suspect abuse or neglect of seniors.

But despite the new law, organizers of the abuse summit say the problem is continuing to grow and that no reports of abuse have been filed by any clergy members in the county since then. Betty Malks, project director of the Elder Abuse and Neglect Initiative, says it is very important for churches to be educated about this issue because elders have the highest church attendance rates.

According to Malks, sixty to ninety percent of all cases involve family members. Malk says financial elder abuse is a hidden crime that often goes unreported. National statistics show only one in 100 cases are ever reported.

“That’s due to the shame and humiliation that’s involved with financial abuse especially if it’s in your family. You know, many people will say to me, ‘I didn’t raise my kids to do this,’” said Malks.

In Santa Clara County, Malks says 39 to 40 percent of all reports made to adult protective services involve elder abuse.

The Mercury News reports there are an estimated 700 churches, temples and mosques in the county. Malks hopes that by working with these faith-based organizations, more awareness will be spread about the problem.

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Man Charged With Abuse of Elderly Mother (MI. USA)

Man Charged With Abuse of Elderly Mother (MI. USA)

by LaNia Coleman

The Bay City Times

June 25, 2009

Authorities claim an 84-year-old woman had to have her foot amputated because her 54-year-old son neglected her.

District Judge Stephen P. Carras has arraigned Jonathan P. Nelson of Midland on one count of first-degree abuse of a vulnerable adult.

The victim was taken to the emergency room at MidMichigan Medical Center – Midland on May 12 where staff reported she had a fractured ankle, open wounds on one foot and dried feces on various parts of her body, earlier reports indicated.

Nelson remained jailed on $250,000 cash bond. He is awaiting a Wednesday, July 1, preliminary hearing.

At that time, a judge will decide whether sufficient evidence exists for Nelson to face charges in Circuit Court.

First-degree elder abuse is a felony that carries a maximum 15-year prison sentence.

Nelson is 16 months in to a five-year probation sentence for domestic violence, third offense, and attempted resisting and obstructing a police officer, state Department of Corrections records show.

He pleaded no contest to the charges in Midland County.

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Kiwanians Hear About Elder Exploitation (FL. USA)

Kiwanians hear about elder exploitation

6/25/09

The program for the weekly Kiwanis luncheon on Tuesday, June 23, was presented by Glenda F. Swearingen, an attorney from Marianna. Swearingen’s practice focuses on elder law, and her topic Tuesday was elder exploitation in Florida.

According to Swearingen, “exploitation” is when a person in a position of trust and confidence by deception or intimidation obtains, uses, or attempts to obtain or use a vulnerable adult’s funds, assets, or property with the intent to temporarily or permanently deprive a vulnerable adult of the use, benefit or possession of the funds, assets or property for the benefit of someone other than the vulnerable adult.

Common types of elder exploitation are: identity theft, imposter fraud, mail fraud-solicitation, moving scams, investment scams, long distance calling scams, home repair fraud, charities fraud, telemarketing fraud, and water softener scams.

Sadly, the most common exploiters of the elderly are children, with other relatives or friends also common. Least likely are the siblings of the elder person.

A test for these scams is, IF IT SOUNDS TOO GOOD TO BE TRUE, IT IS!

If you know of or suspect exploitation of a vulnerable adult, Florida law requires everyone to report the problem to Adult Protective Services immediately. The Florida Abuse Hotline is 1-800-96-ABUSE. The Florida Elder Help Line is 1-800-963-5337. The Florida Domestic Violence Hotline is 1-800-500-1119.

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Panel Focuses on the Dangers of Elder Abuse (CA. USA)

Panel focuses on the dangers of elder abuse

By Michelle Knight

knight@theacorn.com

Esperanza Boggs, 89, lost everything after her son, David Boggs, 51, set fire to their Camarillo home and killed himself on June 11.

Described by his mother as armed and dangerous, David Boggs had been under investigation for alleged elder abuse, accused of holding his mother a virtual hostage for years in their home and embezzling $211,000 from her.

He set the home ablaze shortly after Ventura County deputies arrived at the mobile home to serve him with court papers to move out.

Esperanza Boggs’ story, although more extreme than most, is familiar to social workers who deal with the increasing problem of elder abuse in Ventura County.

To help protect the county’s growing senior population, a panel of experts recently addressed how the elderly can protect themselves from abuse, financial and otherwise, during a discussion at the Goebel Senior Center in Thousand Oaks.

Marcy Snider, coordinator of Ventura County Human Services Agency’s adult protective services, said her agency received 2,100 referrals of elder abuse last year.

“This year, we’ll easily surpass that,” Snider said.

Social workers with adult protective services investigate neglect or abuse and connect elderly victims to resources in the community. The statemandated program is voluntary, free of charge and available to those 65 and older.

Many referrals to the agency involve caregivers not taking proper care of their elderly charges, Snider said. But financial abuse of seniors has become the No. 1 complaint in the past four months, she said.

Snider described an elderly woman in the East County who was lonely and befriended by a salesperson over the phone. Eventually the salesperson scammed her out of $50,000. Scam artists have duped money from retired teachers, lawyers and other well-educated professionals.

Family members and friends have also taken advantage of the elderly, Snider said. Caregivers have bought groceries for the senior but also for themselves and have filled up their gasoline tank on the senior’s credit card. The elderly person may have poor eyesight and not notice the extra charges on the statement. A friend or family member may steal blank checks from the bottom of the senior’s checkbook so they won’t be missed right away.

To report elder or dependent adult abuse, call the 24-hour hotline at (805) 654-3200.

To talk to Pollara, call (805) 654-2505.

Abridged

SOURCE: Camarillo Acorn – Camarillo,CA,USA

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Please go to SOURCE for more information and helpful tips.
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Plan for Long Term Care… Now… or Else

Plan for Long Term Care… Now… or Else
Fredrick Niemann, New Jersey Long Term Care Insurance Attorney “According to some sources, 60% of us will need long term care sometime during our lives. It is important for all of us to prepare for that day when we will need to help loved ones with elder care or we will need elder care for ourselves.” “It […]
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When Not to Use a Special Needs Trust
By Fredrick P. Niemann, Esq., NJ Special Needs Trust Attorney Self-Settled Special Needs Trusts are often use when a person with disabilities receives a personal injury settlement, an inheritance, equitable distribution, alimony or child support.  However, in many instances a Self-Settled Special Needs Trust is not appropriate.  A disability lawyer must make an analysis on the […]
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Assisted Living Facility Residents Can Lose Their Homes if Their Facility Stops Participating in Medicaid
Fredrick P. Niemann, Esq., NJ Medicaid Application Attorney Most people want to avoid nursing home care.  Many people believe that assisted living provides them with something better: choice, control, independence, and safety in a “non-institutional, community-based setting.”  What is not widely known is that the protections for nursing home residents provided by the federal Nursing Home […]
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No Parental Immunity for Father Who Failed to Rescue Son from Fatal Fire
Christopher J. Hanlon, Esq., a Personal Injury Attorney A father’s failure to remove his child from a car before it burst into flames falls outside the exercise of child-rearing philosophy which the parental-immunity doctrine is intended to protect, a state New Jersey appeals could held. The three-judge Appellate Division panel reinstated a dismissed wrongful death suit by […]
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Son Responsible For Mom?s Nursing Home Bill
Fredrick P. Niemann, Esq., NJ Asset Protection Attorney Many times the children of elderly clients ask whether they can be held responsible for Mom or Dad’s long term care costs.  My answer always was that there wasn’t anything to worry about unless you take your parents money.  That no longer appears to be the case. A recent […]
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Nursing Homes for Veterans
Fredrick P. Niemann, Esq., NJ Veterans Attorney Nursing home coverage for veterans is available from two sources within the Department of Veterans Affairs — the veteran’s health care system and the state veteran’s homes system. Nursing Home Coverage Through the VA Health Care System Nursing home coverage along with other long term care services such as home care […]
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The Frail Senior and Obama-Care
Fredrick P. Niemann, Esq., an Elder Law Attorney Have you been wondering if the proposed Obama-Biden “plan to lower healthcare costs and ensure affordable, accessible, health coverage for all” would provide long-term skilled nursing home care for frail seniors?  The short answer is…no! The key features of the plan focus on providing access to healthcare to “over […]
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More Elder Abuse Cases (SINGAPORE)

More Elder Abuse Cases (SINGAPORE)

More elder abuse cases

Most common are physical abuse and neglect; financial abuse also on the rise

By Mavis Toh

June 7, 2009

Madam G.H. Teo has four children but wishes she had none.

The 79-year-old widow, who used to work as a seamstress, lives in a one-room flat in the Outram area and survives on the little that is left of her savings.

In May last year, she found her 48-year-old drug addict son milking her savings from a joint account. When confronted, he threw a stool at her.

He still comes back to ask for money, but her other children have not visited her in two years.

Madam Teo is a victim of neglect, and physical and financial abuse.

Help groups for the elderly worry that with the recession, such elder abuse cases will rise.

In a downturn, struggling couples with young children might neglect the needs of elderly family members, including medical and basic needs.

Ms Helen Ko, executive director of the Centre For Seniors, said: ‘When people are under pressure and financially strapped, there is a higher chance they will neglect the elderly.’

Mr Wong Lit Shoon, chief executive of the Singapore Action Group of Elders Counselling Centre, said calls to the centre were down by about 1,000 last year, compared to the more than 7,000 calls it received in 2007.

Callers request medical aid as well as report abuse.

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Promoting Bill to Combat Elder Abuse (MI. USA)

Promoting bill to combat elder abuse

Last year, over 16,000 adults were abused, and it’s estimated that 73,000 adult abuse cases go unreported every year.

June 29, 2009

UP legislators are in Marquette Monday promoting a bill that would combat elder neglect, emotional, and physical abuse.

The bill would also focus on financial exploitation of the elderly.

It proposes tougher punishment for those committing offenses.

The legislators conducted an informal meeting at the Senior Center in Marquette today. Unfortunately, nobody attended the meeting, but with a 40 percent increase in elder abuse in Michigan, lawmakers say the issue is extremely important, and the the bill needs to be passed.

“Sometimes the people that gain these peoples trust are than taking their money, they abuse them in someway, and we just want to make sure that doesn’t happen,” says State Representative, Steve Lindberg.

SOURCE: WLUC TV6 – Marquette,Michigan,USA

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[Guidance Overview] Recent Legislation Requires Numerous Changes to Group Health Plans

[Guidance Overview] Recent Legislation Requires Numerous Changes to Group Health Plans
Material covered includes coordination with SCHIP and Medicaid and New Privacy Restrictions in the Stimulus Package. (Troutman Sanders LLP)
Source: www.troutmansanders.com

How Effectively Does the American Recovery and Reinvestment Act Help Laid-Off Workers and States Cope with Health Care Costs?
Excerpt: “A new analysis from the Urban Institute concludes that these provisions are likely to achieve only partial success.” (The Urban Institute via Robert Wood Johnson Foundation)
Source: www.rwjf.org

Congress Reaches Deal on Stimulus Plan
Excerpt: “Many Democrats would have preferred a larger bill, but agreed to pare back, including cuts to favored education and health programs, to win three crucial Republican votes in the Senate. ‘Legislation is the art of compromise, consensus building, and that’s what we did,’ the Senate majority leader, Harry Reid of Nevada, said in announcing the accord. The House was poised for a final vote as early as Friday, with the Senate to follow, clearing the way for President Obama to sign the bill by Monday.” (The New York Times; free registration required)
Source: www.nytimes.com

[Guidance Overview] CMS Update of Creditable Coverage Disclosure to CMS Form

[Guidance Overview] CMS Update of Creditable Coverage Disclosure to CMS Form
Excerpt: “EBIA Comment: Happily, there are few changes to the Disclosure to CMS Form, and none of them are rocket science. Most seem aimed at fixing practical problems raised by how individuals were filling out the previous version of the Form.” (Employee Benefits Institute of America)
Source: www.ebia.com

[Guidance Overview] CMS Updates Mandatory Insurer Reporting Requirements and User Guide

[Guidance Overview] CMS Updates Mandatory Insurer Reporting Requirements and User Guide
Excerpt: “The Centers for Medicare & Medicaid Services (CMS) has revised its guidance on new data-reporting obligations for group health plans (GHPs) and their insurers and third party administrators (TPAs) that were effective January 1, 2009. . . . The rules will require insurers, third party administrators (TPAs) and a plan administrator or fiduciary of a self-insured/self-administered group health plan to collect data for certain classes of participants and beneficiaries — including Social Security Numbers (SSNs) or Medicare Health Insurance Claim Numbers (HICNs) — and electronically file the information with Medicare in accordance with detailed rules established by CMS.” (The Segal Group, Inc.)
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Medicaid expansion idea turns up heat (St. Louis Post-Dispatch)
WASHINGTON — Medicaid‘s role in health care is emerging as a flash point, exposing policy and political rifts not only between the two parties but also among Democrats themselves. Congressional Democrats are pressing for a major expansion in the state-federal program for the poor and disabled.
Source: www.stltoday.com

[Guidance Overview] New Laws And Drafting Tips for Welfare Plans In 2009
52 slides from the firm’s March 26 presentation. Excerpt: “Federal COBRA Premium Subsidy for Involuntary Terminations; Children’s Health Insurance Program (CHIP) Reauthorization Act; Centers for Medicare and Medicaid (CMS) Reporting Changes; Drafting Tips: Strengthen Litigation Protections; Plan Statute of Limitations and Venue; Plan Definition of ‘Spouse’.” (Sidley Austin LLP)
Source: www.sidley.com

Drug deal may be bad trip for Democrats – Politico.com
A Senate-side deal last month with drug manufacturers is coming back to bite House Democrats looking for savings to pay for their own health care reform bill this summer. Having struck a bargain with Senate Finance Committee Chairman Max Baucus (D …
Source: www.politico.com

Savings Needed for Health Expenses in Retirement: An Examination of Persons Ages 55 and 65 in 2009 (PDF)
Pages of 20 pages. Excerpt: “This report updates earlier EBRI research on estimated savings needed to cover health insurance to supplement Medicare and out-of-pocket expenses for health care services in retirement. It finds that men age 65 in 2009 retiring this year will need anywhere from $68,000?$173,000 in savings to cover health insurance premiums and out-of-pocket expenses in retirement if they want a 50?50 chance of being able to have enough money, and $134,000?$378,000 if they prefer a 90 percent chance. With their greater longevity, women will need more: a women retiring at age 65 in 2009 will need anywhere from $98,000?$242,000 in savings to cover health insurance premiums and out-of-pocket expenses inretirement for a 50?50 chance of having enough money, and $164,000?$450,000 for a 90 percent chance.” (Employee Benefit Research Institute)
Source: www.ebri.org

Lawmakers to study Medicaid fund – Argus Leader
A new committee of state lawmakers will meet Tuesday in the first of a series of meetings to discuss Medicaid-related issues. The committee, called Medicaid Reimbursement Study, is led by Rep. Tim Rave, R-Baltic, and will look at reimbursement levels …
Source: www.argusleader.com

[Guidance Overview] Part D Plans Have Only One Month to Comply With E-Prescribing Rules
Excerpt: “With just a month to go before the April 1, 2009, compliance deadline, some Part D plans still are not ready to support some e-prescribing technologies outlined by CMS in an April 2008 final rule. And plan sponsors can expect more e-prescribing rules from CMS — possibly every 12 to 24 months, one industry insider predicts — as more providers adopt e-prescribing technology, spurred by incentives created by the 2008 Medicare Improvements for Patients and Providers Act (MIPPA) and funding provided by the economic stimulus law signed Feb. 17 by President Obama.” (AISHealth.com)
Source: www.aishealth.com

How Effectively Does the American Recovery and Reinvestment Act Help Laid-Off Workers and States Cope with Health Care Costs?

How Effectively Does the American Recovery and Reinvestment Act Help Laid-Off Workers and States Cope with Health Care Costs?
Excerpt: “A new analysis from the Urban Institute concludes that these provisions are likely to achieve only partial success.” (The Urban Institute via Robert Wood Johnson Foundation)
Source: www.rwjf.org

Lawmakers to study Medicaid fund (The Argus Leader)
A new committee of state lawmakers will meet Tuesday in the first of a series of meetings to discuss Medicaid-related issues. The committee, called Medicaid Reimbursement Study, is led by Rep. Tim Rave, R-Baltic, and will look at reimbursement levels to Medicaid providers and other related issues. The meeting starts at 9 a.m. in the Capitol building in Pierre.
Source: www.argusleader.com

Lawmakers to study Medicaid fund – Argus Leader
A new committee of state lawmakers will meet Tuesday in the first of a series of meetings to discuss Medicaid-related issues. The committee, called Medicaid Reimbursement Study, is led by Rep. Tim Rave, R-Baltic, and will look at reimbursement levels …
Source: www.argusleader.com

CHIP failed, but lawmakers did pass some new health insurance programs – Austin American-Statesman
A high-profile proposal to expand the Children’s Health Insurance Program divided lawmakers this spring before fizzling out at the last moment and reignited sore feelings when it didn’t make Gov. Rick Perry’s agenda for the just-wrapped special …
Source: www.statesman.com

[Guidance Overview] 2010 Medicare Part D Benefit Parameters (PDF)
2 pages. Excerpt: “The Centers for Medicare and Medicaid Services (CMS) has updated the Medicare Part D standard benefit parameters and the cost thresholds and limits for qualified retiree prescription drug plans for 2010.” (Buck Consultants)
Source: www.buckconsultants.com

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